Will Stretching Mortgages to 100 Years Secure the American Dream?

Real estate expert predicts a shift in homeownership with rising prices and interest rates pushing people towards rentals. Longer mortgages may become common, potentially up to 100 years. Renting could become a lifestyle choice for Americans, extending beyond homes to various items. Rental market prices are increasing, posing challenges for low-income renters. Continue to full article...

5 ways to lower your mortgage payment right now

Americans are facing increased living costs, making it challenging to manage finances. One way to reduce expenses is by lowering mortgage payments. Options include loan modifications, forbearance, recasting the mortgage, refinancing, and removing mortgage insurance. Reviewing budgets and seeking lender assistance are also recommended. Continue to full article...

15-year refinance rates: Pros, cons and current lenders offers

The average 15-year refinance rate has been below 7%, making it an attractive option for homeowners looking to lower costs, build equity, and pay off loans faster. Factors like credit score, debt-to-income ratio, and loan-to-value ratio impact rates. Consider goals, credit, and compare lenders before refinancing. Continue to full article...

Happy Mother’s Day

Mother's Day is a celebration honoring the mother of the family or individual, as well as motherhood, maternal bonds, and the influence of mothers in society. The origins of commemorating motherhood dates back to the Ancient Greeks, where in spring festival, they celebrated the goddess Rhea, considered the Mother of the Gods. Anna Jarvis’s lobbying...

Mortgage Rates Push Higher, to 7.17%, While Home Prices Drop

Mortgage rates rose above 7%, impacting homebuyers. Despite the increase, purchase demand remains steady. Home prices fell by over 1% for the week, potentially due to more affordable listings. New listings increased, providing hope for buyers. Homes spent the same amount of time on the market as in the previous year. Continue to full article...

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