Home loan help for first-time buyers in Georgia

If you're a first-time homebuyer in Georgia, there are various loan options and down payment assistance programs available to help you achieve homeownership. Programs like FHA, VA, USDA, and conventional loans, as well as initiatives like the Georgia Dream Homeownership Program, aim to make buying a home more accessible and affordable for individuals with smaller down payments and lower credit...

Understanding Mortgage Refinancing – The Basics and Benefits

The homebuying process starts with a mortgage, considering personal finance goals, budget, credit report, and monthly outgoings. Mortgage refinancing allows for different rates and terms, with options like rate-and-term, cash-out, and cash-in refinancing. Benefits include reducing monthly payments, changing interest rates, and tapping into home equity for various purposes. Continue to full...

Will Stretching Mortgages to 100 Years Secure the American Dream?

Real estate expert predicts a shift in homeownership with rising prices and interest rates pushing people towards rentals. Longer mortgages may become common, potentially up to 100 years. Renting could become a lifestyle choice for Americans, extending beyond homes to various items. Rental market prices are increasing, posing challenges for low-income renters. Continue to full article...

5 ways to lower your mortgage payment right now

Americans are facing increased living costs, making it challenging to manage finances. One way to reduce expenses is by lowering mortgage payments. Options include loan modifications, forbearance, recasting the mortgage, refinancing, and removing mortgage insurance. Reviewing budgets and seeking lender assistance are also recommended. Continue to full article...

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