September 4, 2026

man looking at low appraisal

What Is a Home Appraisal, and Who Pays When It Comes In Low?

Picture this: your buyer’s offer gets accepted, paperwork gets signed, and for a moment it feels like the hard part is behind you. Then, a few weeks in, the lender’s appraisal comes back well under what your buyer agreed to pay, and suddenly the entire deal is up for renegotiation.This isn’t some rare fluke reserved for other people’s transactions, it’s becoming more common,...