15-year refinance rates: Pros, cons and current lenders offers

The average 15-year refinance rate has been below 7%, making it an attractive option for homeowners looking to lower costs, build equity, and pay off loans faster. Factors like credit score, debt-to-income ratio, and loan-to-value ratio impact rates. Consider goals, credit, and compare lenders before refinancing. Continue to full article...

Happy Mother’s Day

Mother's Day is a celebration honoring the mother of the family or individual, as well as motherhood, maternal bonds, and the influence of mothers in society. The origins of commemorating motherhood dates back to the Ancient Greeks, where in spring festival, they celebrated the goddess Rhea, considered the Mother of the Gods. Anna Jarvis’s lobbying...

Mortgage Rates Push Higher, to 7.17%, While Home Prices Drop

Mortgage rates rose above 7%, impacting homebuyers. Despite the increase, purchase demand remains steady. Home prices fell by over 1% for the week, potentially due to more affordable listings. New listings increased, providing hope for buyers. Homes spent the same amount of time on the market as in the previous year. Continue to full article...

Spring Season Homebuying Hampered by High Mortgage Rates

Soaring mortgage rates are impacting homebuyers and slowing the spring homebuying season. Mortgage applications for new home purchases increased at a slow rate in March. Despite rising rates, application activity increased, with purchase applications driving most of the rise. New single-family home sales and construction have decreased significantly. Continue to full article...

How far will mortgage rates fall when the Fed cuts rates?

Mortgage rates, which have been stable between 6.5% and 7% since December, may drop due to expected Federal Reserve rate cuts later this year. However, experts predict that rates will either fall below 6% by Q1 2025, or hold steady through 2024 or mid-2025. Despite potential rate drops, experts advise not to delay home purchases as home values are currently stable and waiting could lead to higher prices...