February 2024

Happy Valentine’s Day

Valentine’s Day occurs every February 14 around the world, and candy, flowers and gifts are exchanged between loved ones, all in the name of St. Valentine Valentine greetings were popular as far back as the Middle Ages, though written Valentine’s didn’t begin to appear until after 1400. By the middle of the 18th, it was common for friends and lovers...

Want to Buy a Home in 2024? Here Are 4 Ways to Help Make It Happen

Assess your finances before buying a home, save money, and consider different mortgage types. Make sure your credit score, debt, and income are in good shape. Be prepared for the costs of buying and owning a home. Research different mortgage lenders and apply for pre-approvals to find the best rate. Consider high-yield savings accounts as an alternative to CDs for earning better yields on your...

How to Apply for Low-Income Housing in Georgia?

Georgia's Department of Community Affairs (DCA) offers Section 8, providing rental assistance, enabling low-income individuals to find suitable housing.Application methods: 1. Applying for low income housing online through the DCA Applicant Portal 2. Applying in person at your local housing authority...

Happy Lunar New Year

恭喜發財. Wishing you prosperity. Lunar New Year, is the most important celebration observed in China, with cultural and historic significance.The New Year celebration is centered around removing the bad and the old, and welcoming the new and the good. Traditional activities include reunion dinner, cleaning houses, visiting family members, setting off...

Home Financing: Conventional vs. Refinance Loans

Understanding the differences between conventional and refinance loans is crucial for homeowners and potential buyers. Conventional loans are for initial home purchases, while refinance loans are for modifying existing mortgages. Factors to consider include financial health, market conditions, and property value. Professional financial advice can help make an informed decision. Continue to full...

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