2024

Getting a mortgage at a young age

If you're young and considering buying a home, ensure you're financially prepared. Factors to consider include credit history, employment stability, future plans, and potential assistance programs. It's essential to assess your readiness and make informed decisions before taking the leap into homeownership. Continue to full article...

The Number of U.S. Homes for Sale Is Slowly Returning to Normal: An ‘Incredible Trend,’ Economists Say

Homebuyers facing high mortgage rates will find an increasing number of homes for sale, with a 35.2% rise compared to last year. Prices are rising seasonally, but more affordable homes are entering the market. Despite longer selling times, homes are selling quickly, with the typical home spending 44 days on the market in May. Continue to full article...

How to Determine If Refinancing Your Mortgage Is Right For You

Owning a home has advantages like building wealth through mortgage payments. Refinancing can strengthen finances, but consider factors like prepayment penalties and closing costs. Different refinance options exist, such as rate and term or cash-out refinance. Refinancing can lower monthly payments and help manage debt, but may result in staying in debt longer. Continue to full article...

Happy Father’s Day

Approximately 2.5 billion Father's Day cards are sent each year. Neckties have become a popular traditional gift for Father's Day. "World's Greatest Dad" is a popular Father's Day phrase. Breakfast in bed is a common Father's Day treat. Wishing a fantastic Father's Day to all the dads who strive to be the best...

Happy Flag Day

Flag Day is the American flag's birthday party every June 14th! Flag Day was proclaimed in 1916 but officially recognized in 1949. Talk about a late celebration! Betsy Ross, a seamstress, sewed the first flag. Imagine if designers today made flag-inspired outfits!...

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