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Happy Flag Day

Flag Day is the American flag's birthday party every June 14th! Flag Day was proclaimed in 1916 but officially recognized in 1949. Talk about a late celebration! Betsy Ross, a seamstress, sewed the first flag. Imagine if designers today made flag-inspired outfits!...

‘Higher-for-Longer’ Cools House Price Appreciation

First American Data & Analytics released its April 2024 Home Price Index report, showing a 53% increase in house prices compared to pre-pandemic levels. The report indicates a cooling trend in price appreciation due to increased supply and reduced demand. Starter homes continue to see the highest price appreciation nationally. Continue to full article...

Home loan help for first-time buyers in Georgia

If you're a first-time homebuyer in Georgia, there are various loan options and down payment assistance programs available to help you achieve homeownership. Programs like FHA, VA, USDA, and conventional loans, as well as initiatives like the Georgia Dream Homeownership Program, aim to make buying a home more accessible and affordable for individuals with smaller down payments and lower credit...

Understanding Mortgage Refinancing – The Basics and Benefits

The homebuying process starts with a mortgage, considering personal finance goals, budget, credit report, and monthly outgoings. Mortgage refinancing allows for different rates and terms, with options like rate-and-term, cash-out, and cash-in refinancing. Benefits include reducing monthly payments, changing interest rates, and tapping into home equity for various purposes. Continue to full...

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